Gulf Coast International Properties, as one of the top-selling luxury real estate firms in Naples, is happy to share with you several key home buying tips for a 2nd or luxury home. Whether it is Port Royal, Olde Naples, Grey Oaks, Mediterra, from the golf course to the waterfront, we think these guidelines will help buyers find the best possible deal and ensure a smooth experience here in Naples.
1. Find a Good Agent: While obvious and self-serving, too many buyers try to 'figure' out the value of a home on their own. They also end up working with the selling agent, who can frequently take advantage of getting both sides. Remember that a good agent will not only help you find and negotiate the sale (and understand the COMPS), but guide you thru the entire legal and closing process, find an attorney, bank, etc. This is CRITICAL!!!
2. Financing a home - Remember these days a financing process can take up to 60 days for a home. Be prepared to share asset and income statements, tax returns, and proof of cash reserves. Again, your agent can recommend more than one bank to help bid out the best deal for you.
3. Understand the location - How close am I to the water? Will that affect my home and flood insurance rates? How are the schools? Am I am a flight path? Are there HOA dues? These are just a few of the vital questions to understand before buying a home.
4. Inspection - Make sure to get a home inspection whether the home is new or a re-sale. Understand the health of the home can directly impact both the lifestyle you enjoy in the home as well as the potential value of re-sale. Are there structural issues or mold? What is the condition of the appliances, AC units, or generator? Absolutely vital.
These are just a few tips for being successful in the Naples luxury marketplace. For more information on buying or selling a home in Naples, please do not hesitate to contact Brad Johnson anytime for a professional consultation at 239.595.9278 or brad@gcipnaples.com.
Best Regards,
Brad Johnson
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